Serving Those Who Serve This Great Nation
Why You Should Work With B.I.S.
Bartlett Insurance Services along with AFBA are proud to serve all emergency services personnel, volunteer and career, in our war against terrorism. Just like our active duty, guard and reserve military members and their families, emergency services personnel and their families face increasing threats as we all share in the defense of our nation. Today, America has troops deployed in harms way, and more to be deployed in the near future. AFBA continues to keep our rolls open to provide valuable and needed life insurance.
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Eligibility for Spouses and Children
For more than 50 years AFBA has offered customers high quality, low cost life insurance. We're in the business of helping protect you and your loved ones. Our life products offer a range of terms and competitive rates to meet you and your family's needs.
Regardless if your spouse is working or a stay at home spouse we understand that their loss to the family can be both emotionally and financially life changing.
Life Insurance::
A life insurance plan should be a part of your future financial planning. Just like you take care of your loved ones now, they should also be taken care of in the event you are not around to provide. Life insurance policies allow benefits to be paid directly to beneficiaries to relieve the burden of significant expenses and allow for future financial stability.
If you fall into any the following categories, a life insurance plan could be a crucial piece in planning for your future:
- I have a spouse
- I have dependents
- I provide for other loved ones
- I have a dependent parent or disabled loved one
- I have an estate
- I have a mortgage or multiple loans
- I travel in harms way
- Funding of future educational planning
At B.I.S. we can assist you in your life insurance planning task by understanding your needs and your budget.
Spouses and Children Products available:
+ Select Term
Select Term is ideal for those looking for a specified amount of coverage over a defined period of time.
Key Features
- No war or terrorism restrictions.
- Contribution amounts are locked-in for a specified period of time.
- Portability – Even if you leave your employer or the military, your coverage stays with you.
- Low-cost alternative to VGLI.
- Four pricing classes – For those in excellent health, we offer an Ultra Preferred class.
- Emergency Death Benefit – Within 24 hours of receiving notice of a member's death, AFBA will mail $15,000 to the member's beneficiary.
+ 5 Star Group Level Term
5Star Group Level Term provides a level amount of coverage with a tiered contribution schedule.
Key Features
- No war or terrorism restrictions.
- Portability – Even if you leave your employer, your coverage stays with you.
- Emergency Death Benefit – Within 24 hours of receiving notice of a member's death, AFBA will mail $15,000 to the member's beneficiary.
- Children's coverage available as a rider or separate certificate.
+ Better Alternative
AFBA's Better Alternative is group term life insurance specifically designed for armed services personnel and their dependents.
Key Features
- No medical exam required for Active Duty, Guard and
- Reserve under age 50 for up to $250,000.
- Portability – Coverage continues after retirement or separation from the military with contributions significantly lower than VGLI.
- No war or terrorism restrictions.
- Emergency Death Benefit – Within 24 hours of receiving notice of a member's death, AFBA will mail $15,000 to the member's beneficiary
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Why CaliforniaChoice® For Your Health Insurance
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