
Bartlett Insurance Services along with AFBA are proud to serve all emergency services personnel, volunteer and career, in our war against terrorism. Just like our active duty, guard and reserve military members and their families, emergency services personnel and their families face increasing threats as we all share in the defense of our nation. Today, America has troops deployed in harms way, and more to be deployed in the near future. AFBA continues to keep our rolls open to provide valuable and needed life insurance.
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Membership in AFBA today is available to all:
- Members of the Uniformed Military Services
- Retired / Separatee
- First Responders and their families including Police Officers, Firefighters and other emergency service personnel
- State and Local Employees including Department of Defense, Department of Homeland Security and other Federal Government employees
- Contractor Employees in support of the Uniformed Military Services.
- Spouse and Children
AFBA's line of life insurance products are designed with you in mind. Convenient and simple with coverage 24 hours a day, seven days a week, whether you're on or off duty. AFBA’s r life coverage carries no war or terrorism restrictions so you can do your job in any situation and under any stress knowing that you and your family are completely covered.
5Star Group Level Term
Provides a level amount of coverage with a tiered contribution schedule
Key Features
- No war or terrorism restrictions.
- Portability – Even if you leave your employer, your coverage stays with you.
- Emergency Death Benefit – Within 24 hours of receiving notice of a member's death, AFBA will mail $15,000 to the member's beneficiary.
- Children's coverage available as a rider or separate certificate.
Select Term
Ideal for those looking for a specified amount of coverage over a defined period of time
Key Features
- No war or terrorism restrictions.
- Contribution amounts are locked-in for a specified period of time.
- Portability – Even if you leave your employer, your coverage stays with you.
- Low-cost alternative to VGLI.
- Four pricing classes – For those in excellent health, we offer an Ultra Preferred class.
- Emergency Death Benefit – Within 24 hours of receiving notice of a member's death, AFBA will mail $15,000 to the member's beneficiary.
Better Alternative
AFBA's Better Alternative is group term life insurance specifically designed for armed services personnel and their dependents.
Key Features
- No medical exam required for Active Duty, Guard and Reserve under age 50 for up to $250,000
- Portability – Coverage continues after retirement or separation from the military with contributions significantly lower than VGLI.
- No war or terrorism restrictions.
- Emergency Death Benefit – Within 24 hours of receiving notice of a member's death, AFBA will mail $15,000 to the member's beneficiary
Silver Premier life Insurance
This product is designed to help family members take care of final expenses.
AFBA SILVER PREMIER FEATURES: Whole Life Insurance now available in $5000 increments up to $25,000 based on your age at enrollment.
Key Features
- Provides coverage to age 100
- Benefits and premiums remain level
- Simple questions with NO MEDICAL EXAM
- This is a simplified issue product not a guaranteed issued product
- Available for members ages 50-80
5Star UNIVERSAL LIFE INSURANCE
5Star UNIVERSAL LIFE INSURANCE policy is a flexible premium adjustable life insurance product. It offers insurance protection to age 100, provided sufficient premiums are paid.
5Star UNIVERSAL LIFE INSURANCE policy offer several built in features and options.
Key Features
- Guaranteed minimum interest rate
- Current interest rate
- Loan provisions
- Withdrawal provisions
- Cash surrender value
- Death benefit options
- Emergency death benefit
