Serving Those Who Serve This Great Nation
Why You Should Work With B.I.S.
Bartlett Insurance Services along with AFBA are proud to serve all emergency services personnel, volunteer and career, in our war against terrorism. Just like our active duty, guard and reserve military members and their families, emergency services personnel and their families face increasing threats as we all share in the defense of our nation. Today, America has troops deployed in harms way, and more to be deployed in the near future. AFBA continues to keep our rolls open to provide valuable and needed life insurance.
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Eligibility for Federal, State and Local Government Employees
Why You Need Life InsuranceA life insurance plan should be a part of your future financial planning. Just like you take care of your loved ones now, they should also be taken care of in the event you are not around to provide. Life insurance policies allow benefits to be paid directly to beneficiaries to relieve the burden of significant expenses and allow for future financial stability.
If you fall into any the following categories, a life insurance plan could be a crucial piece in planning for your future:
- I have a spouse.
- I have dependents.
- I provide for other loved ones.
- I have a dependent parent or disabled loved one.
- I own a business.
- I have an estate.
- I have a mortgage or multiple loans.
At B.I.S. we can assist you in your life insurance planning task by understanding your needs and your budget.
Federal, State and Local Government Employees Products available:
+ Select Term
Select Term is ideal for those looking for a specified amount of coverage over a defined period of time.
Key Features
- No war or terrorism restrictions.
- Contribution amounts are locked-in for a specified period of time.
- Portability – Even if you leave your employer or the military, your coverage stays with you.
- Low-cost alternative to VGLI.
- Four pricing classes – For those in excellent health, we offer an Ultra Preferred class.
- Emergency Death Benefit – Within 24 hours of receiving notice of a member's death, AFBA will mail $15,000 to the member's beneficiary.
+ 5 Star Group Level Term
5Star Group Level Term provides a level amount of coverage with a tiered contribution schedule.
Key Features
- No war or terrorism restrictions.
- Portability – Even if you leave your employer, your coverage stays with you.
- Emergency Death Benefit – Within 24 hours of receiving notice of a member's death, AFBA will mail $15,000 to the member's beneficiary.
- Children's coverage available as a rider or separate certificate.
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Why CaliforniaChoice® For Your Health Insurance
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