Serving Those Who Serve This Great Nation
Why You Should Work With B.I.S.
Bartlett Insurance Services along with AFBA are proud to serve all emergency services personnel, volunteer and career, in our war against terrorism. Just like our active duty, guard and reserve military members and their families, emergency services personnel and their families face increasing threats as we all share in the defense of our nation. Today, America has troops deployed in harms way, and more to be deployed in the near future. AFBA continues to keep our rolls open to provide valuable and needed life insurance.
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Eligibility for Armed Services Personnel
You Can Apply If Your Are:
- Active Duty
- National Guard/Ready Reserve (NG/RR). A NG/RR must be drilling or training for pay or points, either unit assigned or as an Individual Mobilization Augmentee
- Retiree / Separatee
- Student/Cadet at a U.S.
- Service Academy/College who is an officer candidate with a contract to serve on Active Duty
- Individual Ready Reservist (IRR)
- A spouse or dependent of the above
Let B.I.S. show you our appreciation by helping you with this new beginning.
Armed Services Personnel Products available:
+ Better Alternative
AFBA's Better Alternative is group term life insurance specifically designed for armed services personnel and their dependents.
Key Features
- No medical exam required for Active Duty, Guard and
- Reserve under age 50 for up to $250,000.
- Portability – Coverage continues after retirement or separation from the military with contributions significantly lower than VGLI.
- No war or terrorism restrictions.
- Emergency Death Benefit – Within 24 hours of receiving notice of a member's death, AFBA will mail $15,000 to the member's beneficiary
+ Select Term
Select Term is ideal for those looking for a specified amount of coverage over a defined period of time.
Key Features
- No war or terrorism restrictions.
- Contribution amounts are locked-in for a specified period of time.
- Portability – Even if you leave your employer or the military, your coverage stays with you.
- Low-cost alternative to VGLI.
- Four pricing classes – For those in excellent health, we offer an Ultra Preferred class.
- Emergency Death Benefit – Within 24 hours of receiving notice of a member's death, AFBA will mail $15,000 to the member's beneficiary.
+ 5 Star Group Level Term
5Star Group Level Term provides a level amount of coverage with a tiered contribution schedule.
Key Features
- No war or terrorism restrictions.
- Portability – Even if you leave your employer, your coverage stays with you.
- Emergency Death Benefit – Within 24 hours of receiving notice of a member's death, AFBA will mail $15,000 to the member's beneficiary.
- Children's coverage available as a rider or separate certificate.
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Why CaliforniaChoice® For Your Health Insurance
- Blue Shield of California (HMO and PPO)
- Health Net, Elect Open Access,
- Salud HMO y mas and Salud Mexico
- Kaiser Permanente
- Sharp Health Plan
- Western Health Advantage
- Cigna